The Secret to Saving $1000's a Year

 

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Let’s face it – we could all use more money.
But short of getting a big raise (fat chance), switching jobs, or winning the lottery, “more money” isn’t in the cards for most people. At least that’s the perception. Because truthfully, there are ways you can add more money – a lot more money – to your bottom line.
If you want to increase your spendable money by $1,000’s of dollars (yes, that’s thousands), there are three really simple ways to do it, which we’ll go over in this article.

#1 – Pay Less for Auto Insurance

No brainer here – you’re probably paying too much for automobile insurance. And guess what? Your insurance company wants to keep it that way.
But the truth is, most Americans pay far more than they should. Many insurance companies will give you a better rate based on your driving history, how many miles you drive to work, and more. If you didn’t compare companies when you got your current policy, you are almost certainly paying too much.
So how can you find out who will offer you better rates? Simple – you visit an independent, unbiased service that compares insurance company’s rates based on the criteria you enter. Insurance.Comparisons.org is such a site – it takes mere minutes to fill out their simple form, and you’ll likely be quite surprised at how much you can save.

#2 – Little Known Way to Pay Off Mortgage

Here’s the deal with mortgage refinancing – right now, rates are at a historic low. Add in the government’s own Home Affordable Refinance Plan (HARP), and you have a situation where you can save on average $3,000 a year simply by refinancing at a lower rate.
And not only will you save money, if you wish, you can likely end up paying off your mortgage sooner. Plus, maybe even skip a payment or two at the onset of your new loan.
Lower payments every month, more money in your pocket right now and perhaps even a shorter term – that’s a win / win / win for you. That’s how powerful interest rates and the HARP program are. And the best news? Most Americans qualify.
To see if you qualify, simply take 5 minutes and fill out this fast online form.

#3 – Better Retirement Investing

This is a way to save that pays off twice – both when you are investing for retirement, and then when you actually retire.
Did you ever hear of a “Hybrid Annuity”? Probably not, as less than 1% of insurance / retirement planning agents offer it. But it’s a fantastic way to plan for retirement, while also saving you on fees on the money you put away. In addition, it’s a retirement plan that isn’t predicated on the (risky) building of wealth, but instead focuses on paying a guaranteed income for life, which is definitely the preferred option for many retirees.

If guaranteed income for life sounds like something you wish to explore, a hybrid annuity might be for you. If you want to learn more, Get this free report detailing more information.
There you have it – three different ways you can save, which can amount to $1,000’s of dollars a year.

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P.S. If you are tired of living pay check to paycheck, then you are reading the right article. This is a situation that many are unfortunately faced with today, having to go to work, spend 40+ hours away from family, only to get a pay check that covers mostly for bills and scraps left over. I experienced this as well but came across some information that changed my life forever. If you are tired of living pay check to pay check and ready to get out of the rat race, I have some life changing information for you.

Contact Me: ericpannell@ericpannell.com or 980.395.9888